Senin, 25 Juli 2016

The Role of Knowledge Processing Management in SME Development and Economic Growth

The Role of Knowledge Processing Management in SME
Development and Economic Growth
By: Kambiz Talebi[1], Mahla Zare Mehrjerdi[2], Seyed Mohammad Reza Akbari[3]
Published : China-USA Business Review, March 2016, Vol. 15, No. 3, 130-136

ABSTRACT
Small and medium enterprises (SMEs) contribute to economic development by virtue of their employers’ numbers and increasing share in Gross National Product (GNP). SMEs strengthen the resilience of the countries to face a competitive and challenging global environment. A large body of investigations has been done on the identification of factors which facilitate the creation or development of SMEs. One of the most important factors which affect the creation and development of SMEs is individuals’ information processing. In this study, by using a theoretical model, authors tried to determine the role of knowledge processing in recognizing those opportunities which lead to SME creation and development. Based on Olson’s theory (1985), authors considered two moods for cognitions styles which affect knowledge processing in entrepreneurs and lead to SME creation: intuition versus analysis and the result of factor analysis showed that opportunities are both born and created but not by accident, authors found those entrepreneurs who develop and create SMEs have special characteristics in recognizing and processing the information. They can process the business related information much faster than typical people. This ability allows them to turn their knowledge into a large endowment of assets which form a new SME or extend an existing one.
Keywords: economic growth, knowledge process, SME

Knowledge Processing in SME Management
SME development is the process of recognizing profitable opportunities and founding an organization to exploit them. Information resources are scare. Due to the asymmetry of information, individuals with higher alertness can grasp information and exploit it faster than others. Hence, one of the most important factors which contribute to SME development through opportunity recognition is the information processing style of an entrepreneur (Julien & Vaghely, 2002). During last three decades, scholars showed that knowledge processing style is mainly affected by the individual’s cognitive styles. While an individual has an intention to create a . . . . . . . .(Read More)

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Sabtu, 08 November 2014

DiKontrakkan Rumah STRATEGIS - di TENGAH KOTA Bandung


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Selasa, 14 Oktober 2014

Financial Intermediation, Markets, and Alternative Financial Sectors


by : Franklin Allen, Elena Carletti, Jun “QJ” Qian & Patricio Valenzuela
Finance Department, Wharton School, University of Pennsylvania, Philadelphia, PA 19104
March 25, 2012

Abstract
We provide a comprehensive review of firms’ financing channels (internal and external, domestic and international) around the globe, with the focus on alternative finance—financing from all the nonmarket, non-bank external sources. We argue that while traditional financing channels, including financial markets and banks, provide significant sources of funds for firms in developed countries, alternative financing channels provide an equally important source of funds in both developed and developing countries. Alternative finance is often the dominant source of funds for firms in fastgrowing economies. We compare market- and bank-finance with alternative finance, along with the supporting mechanisms such as legal and institutional structures. Much more research is needed to better understand alternative finance and its role in corporate financing. We suggest ways to obtain
firm-level data on various forms of alternative finance and thus overcome the main obstacle in the field.

Keywords: alternative finance, markets, banks, trade credits, governance, growth.

1. Introduction
Since corporate investment is a key driver for economic growth, a central question in financial economics is how firms raise capital to finance their investment. During the past few decades, economists have significantly advanced knowledge in this field by studying the link between economic growth and financial system development. A financial system includes a financial intermediation sector and financial markets, where firms issue securities such as stocks and bonds. This literature argues that a more advanced financial system can better allocate resources so that firms (both domestic and foreign) can finance their investment and growth at . . . . . . . . . . (read more)



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KANAIDI/JOURNAL/Jurnal Keuangan

Kamis, 12 Desember 2013

PERANAN LKMS Net KAS POLTEKPOS DALAM UPAYA MENUMBUHKAN BUDAYA KEWIRAUSAHAAN MAHASISWA DAN DOSEN DI LINGKUNGAN KAMPUS POLITEKNIK POS INDONESIA


Oleh : Kanaidi, SE., M.Si 
(Publikasi pada PROCEEDING Seminar Nasional Menuju Masyarakat Madani dan Lestari, Direktorat Penelitian dan Pengabdian Masyarakat - Universitas Islam Indonesia, 18 Desember 2012)



ABSTRAK
Kegiatan ini bertujuan untuk mengupayakan penerapan Ipteks yang dapat dilakukan LKMS kepada pelaku UMK, yaitu  mahasiswa dan komunitas mahasiswa pelaku usaha, pelaku usaha lainnya di lingkungan kampus, serta para dosen yang memiliki potensi pembentukan dan pengembangan usaha dalam upaya menumbuhkan budaya kewirausahaan mahasiswa dan dosen di lingkungan kampus, serta sekaligus memetakan model implementasi pengintegrasian sektor riil ekonomi mikro dengan pendanaan UMK yang dapat dilakukan terhadap para pelaku UMK di lingkungan kampus. Kegiatan ini dilakukan dalam 3 (tiga) tahapan, yaitu : Tahap persiapan dan pemantapan rencana, Tahap upaya penerapan Ipteks, dan Tahap evaluasi, monitoring, dan pembinaan.
Kegiatan ini dilakukan dengan memanfaatkan layanan LKMS, yaitu pengelolaan BMT, serta mengupayakan tumbuhnya budaya kewirausahaan di lingkungan kampus melalui : (1) adanya pendampingan bagi pelaku UMK, (2) adanya pendampingan kewirausahaan, dan (3) adanya peningkatan pelayanan jasa keuangan mikro syariah bagi komunitas  yang berpotensi untuk membuka usaha mikro dan kecil, di samping adanya konsultasi, bimbingan, dan monitoring bagi pelaku UMK.
Bentuk implementasi pengintegrasian sektor riil ekonomi mikro dan pendanaan UMK di lingkungan kampus dilakukan dengan ; (1) adanya peningkatan jumlah cabang/unit usaha yang akan memberikan pelayanan jasa keuangan mikro bagi pelaku UMK yang berpotensi untuk membuka usaha mikro dan kecil, dan (2) adanya pendampingan dalam pembentukan unit (agen) dari LKMS, serta (3) adanya konsultasi, bimbingan, dan monitoring dalam pengelolaan, serta adanya dukungan dari pihak-pihak terkait.
Kata kunci : Baitul Maal waa Tamwil, Lembaga Keuangan Mikro Syariah, Entrepreneurship, Pelaku UMK.
 

A.2 Motivasi diselenggarakannya Kegiatan

Hal yang mendorong dilakukannya kegiatan ini adalah untuk :
1)    mendukung terciptanya laboratorium hidup bagi mahasiswa dan dosen yang ada di lingkungan kampus, yang juga diharapkan dapat menjadi tempat praktikan dan sebagai sarana percepatan proses pengembangan budaya kewirausahaan di lingkungan kampus, sekaligus up-dating ipteks bagi usaha mahasiswa dan dosen di Politeknik Pos Indonesia,
2)  menunjang perlaksanaan program studi D4-Manajemen Bisnis/Perusahaan Politeknik Pos Indonesia melalui bukti nyata pengelolaan kegiatan usaha di laboratorium hidup yang ada di lingkungan kampus,
3)   membantu menciptakan akses bagi terciptanya wirausaha mandiri baru di lingkungan kampus, sekaligus membantu peningkatan produktivitas bagi mahasiswa dan dosen di Politeknik Pos Indonesia,
4)  memberikan pengalaman kerja kepada mahasiswa, yaitu melalui adanya kesempatan bagi mahasiswa untuk terlibat langsung bekerja praktek/magang pada laboratorium hidup yang ada di lingkungan kampus, dan
5)     mendorong peningkatan atensi akademisi terhadap kelompok masyarakat, yaitu berkembangnya budaya pemanfaatan hasil riset perguruan tinggi bagi masyarakat, termasuk menemu-kenali metode yang diterapkan di dunia usaha, baik dari aspek teknologi produksi yang digunakan, maupun dari aspek manajemen pengelolaan usaha.


. . .. . (baca_selengkapnya )


Artikel lengkap dikompilasi oleh/hubungi :
Kanaidi, SE., M.Si (Penulis, Peneliti, PeBisnis, Trainer dan Dosen Marketing Management). 
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